Look at almost any wedding, and you can see that it can cost a lot to get married. Even if you vow to keep costs down, as soon as you start planning, you begin to realise the true expense of all the things you want. And as soon as you say “wedding”, the prices seem to soar even more. Whether you want to go big or small with your special day, you need to think about how you’re going to pay for it. Even a casual, DIY wedding will require you to spend some money, even if it’s not a lot. You need to make some important decisions about how much to spend and where the money is going to come from.

wedding pic

Photo credit: Pixabay

Deciding What Matters Most

The first thing you need to think about when it comes to financing your wedding is what matters to you. What do you, as a couple, want your wedding to look like? And even if the idea of a huge and extravagant wedding sounds nice, is it more important to you than other things? Is it more important than a better honeymoon, a deposit for a home, or a new car? You might decide that it is, or you might decide that it isn’t. It’s up to each couple to think about what matters to them and how much they’re willing to spend on their wedding day.

Who Is Paying?

Traditionally, the bride’s family would have paid for the wedding. Nowadays, the rules are a little looser concerning who pays. Many couples simply pay for their own wedding. Sometimes, various family members might contribute with cash or by buying a certain element of the wedding. Some couples even ask for contributions to the wedding instead of gifts. It’s important to work out just who is paying for the wedding and, if anyone is helping to pay for it, whether there are any strings attached. Some people might expect to have a say in the wedding proceedings if they’re contributing money to it.

getting married

Photo credit: Pixabay

Should You Borrow for Your Wedding?

The question of whether you should borrow money for your wedding is a difficult one. You could spend time saving up so that you can pay for your wedding outright. You might also find vendors who allow you to pay in installments. If you do want to take out a loan or perhaps use a credit card, you will usually need to have a good credit score. However, there are unsecured loans for people with poor credit that might be helpful. Before you borrow any money for your wedding, you need to think about how you’re going to pay it off. Creating a financial plan for your marriage is a good idea.

Being Realistic

If you don’t want to be shocked by the expense of your wedding, it’s important to be realistic about the costs. Setting a sensible budget from the start will help you stay within it and keep costs under control. If you want to invite 100 people to a big event, you have to expect that you’re going to be paying a good amount to feed and entertain them. But if you want to keep things small and forgo the fancy stuff, you could have a wedding for hardly any money at all.

Making financial decisions for your wedding is tough. There are some big issues to think about concerning your wedding dreams, your money, and wedding and family etiquette too.

About The Author


I've worked as an Occupational Therapist for many years dealing with physical and mental health patients, both in hospitals and the community. Living a healthy, well balanced life with a good diet, regular exercise and a taking a positive outlook are crucial to becoming a very well being indeed - sometimes easier said than done!

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